Charity Insurance Edinburgh
Protect Your Charity. Support Your Cause.
Running a charity comes with unique responsibilities. From supporting your community and managing volunteers to organising fundraising events and protecting your organisation’s assets. Having the right insurance in place matters.
At Edinburgh Insurance Brokers, we help charities find insurance tailored to their activities, people and individual requirements. We’ll take the time to understand how your organisation operates and help you explore suitable cover options from a range of insurers.
Charity Insurance Designed Around Your Organisation
Every charity is different. Whether you’re a small community organisation, a registered charity, a non-profit organisation or a larger charitable trust, your insurance should reflect the work you do and the risks you face.
From day-to-day operations to fundraising activities, we can help you explore the insurance options available for your organisation.
Our aim is to make arranging insurance straightforward, with clear advice and support to help you make informed decisions.
What Can Charity Insurance Cover?
Public Liability Insurance
Protect your charity against covered claims if a member of the public is injured or their property is damaged as a result of your activities, where your charity is legally liable.
Employers’ Liability Insurance
If your charity employs staff, employers’ liability insurance is generally a legal requirement. It can protect against covered claims relating to employee injury or illness arising from their work.
Trustee Indemnity Insurance
Help protect trustees against certain claims arising from decisions or actions taken in their capacity as trustees, subject to the policy terms and exclusions.
Buildings and Contents Insurance
Protect your charity’s premises, furniture, equipment and other business contents against insured risks. Suitable cover can be particularly important if your organisation operates from its own offices, community centres or charity shops.
Professional Indemnity Insurance
If your charity provides advice, specialist services or professional support, professional indemnity insurance may help protect against certain claims arising from alleged errors, negligence or omissions.
Is Your Charity Properly Protected?
As your charity grows and develops, its insurance needs may change. Taking on new staff, recruiting more volunteers, moving premises or introducing new fundraising activities could all affect the cover you need.
A regular insurance review can help identify potential gaps and ensure your policies continue to reflect your organisation’s activities.
Not sure whether your current cover is right for you? We can help you review your existing arrangements and explore whether more suitable options are available.
Why Choose Edinburgh Insurance Brokers?
Frequently Asked Questions
About Charity Insurance
Does a charity need insurance?
Some types of insurance are legally required in certain circumstances. For example, charities that employ staff generally need employers’ liability insurance, subject to applicable exemptions. Other cover will depend on your activities, assets, contractual obligations and risks.
Are charity volunteers covered by insurance?
Volunteer cover depends on the policy wording. It is important to check that your policy includes volunteers and covers the activities they undertake on your charity’s behalf. We can help you explore suitable options.
Can a small charity get insurance?
Yes. Insurance options may be available for small charities, community groups and volunteer-led organisations. The options and cost will depend on the organisation’s activities, size and cover requirements.
How much does charity insurance cost?
The cost depends on factors such as the size of your charity, number of employees and volunteers, annual income, premises, activities and the types and limits of cover required. We can discuss your circumstances and help you explore appropriate options.